Carson National Bank Online Banking Privacy Policy

ONLINE BANKING PRIVACY POLICY • • •

Carson National Bank respects your right to privacy and takes every precaution to provide you with the same level of privacy within our virtual branch that you receive through more traditional bank delivery channels.

Protecting your privacy is important to Carson National Bank and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Carson National Bank employees for collection, use, retention, and security of nonpublic personal information.

WHAT INFORMATION WE COLLECT

We may collect “nonpublic personal information” about you from the following sources:

Information we receive from you on applications or other loan and account forms;

Information about your transactions with us or others; and

Information we receive from third parties such as credit bureaus.

“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.

WHAT INFORMATION WE DISCLOSE

We are permitted under law to disclose nonpublic personal information about you to other third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas, to child support enforcement authorities, and to credit bureaus. We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

OUR SECURITY PROCEDURES

We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. Employees who violate these standards will be subject to disciplinary measures. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Carson National Bank recognizes and respects the privacy expectations of our customers. WE WANT OUR CUSTOMERS TO UNDERSTAND OUR COMMITMENT TO PRIVACY IN OUR USE OF CUSTOMER INFORMATION. Customers who have questions about the privacy of their customer information should call the Carson National Bank at 402-274-4333.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for you name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.